Ministry of Finance
Insurance coverage to PMJDY account holders
Posted On:
20 SEP 2020 2:10PM by PIB Delhi
Under
Pradhan Mantri Jan-Dhan Yojana (PMJDY), a free RuPay debit card is
provided to the PMJDY account holders with inbuilt accident insurance
cover of Rs. 1 lakh. This coverage amount has since been raised from Rs.
1 lakh to Rs. 2 lakh to PMJDY accounts opened after 28.08.2018.
This was stated by Shri Anurag Singh Thakur, Union Minister of State
for Finance & Corporate Affairs in a written reply to a question in
Rajya Sabha today.
Giving
more details, the Minister said that all eligible and willing PMJDY
account-holders can enroll under Pradhan Mantri Suraksha Bima Yojana
(PMSBY) and Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY).
Under PMSBY, accident insurance coverage of Rs. 2 lakh is provided to
enrolled beneficiaries in the age group of 18 years to 70 years with an
annual premium of Rs. 12 only through auto-debit from bank account with
express consent of the account holder.
Under PMJJBY, life insurance coverage of Rs. 2 lakh is provided to
enrolled beneficiaries in the age group of 18 years to 50 years for an
annual premium of Rs. 330 through auto debit from bank account with
express consent of the account holder
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